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Utiba

NIFT has partnered with Utiba to invest its expertise in mobile commerce. Utiba is a global technology leader in the space of mobile based transaction systems. Utiba’s expertise lies in creating self sufficient ecosystems where mobile subscribers can conduct a wide variety of commodity based transactions using a mobile base electronic wallet.
We create softwares that enables mobile payment transactions, that can be executed anytime,anywhere, and for any amount, with simple and intuitive user interfaces.
The solutions and unparalleled service we provide to our customers through advanced software, business consulting, and the experience and expertise of our team ensures our customers derive great value.
Pre-Paid airtime distribution, mobile banking, wallet based peer to peer funds transfers, international remittances, loyalty management, VAS retail, micrfinance solutions, retail payments, utility bill payments, travel ticketing, loan repayment, rural banking, and many more services have been deployed over mobile communication networks using Utiba’s innovative technology solution.

Product Stack



The U:Reach Product Family

The complete Pre-Paid Stock Management Package
  • U:Choose Pre-paid stock distribution module
  • U:Share Peer-To-Peer stock transfer module
  • U:Tunes VAS content and other services retail module


  • The U:Vault Product Family

    The Mobile Commerce Environment Builder
  • U:Trust Electronic wallet transaction module
  • U:Bank Mobile banking module
  • U:Hub International remittance module


  • The U:Loyalty Product Module

    Real time Loyalty Point management Solution for resellers and subscribers.

    U:View

    U:View is a multi-perspective data reporting tool. Capable of gathering and processing data from multiple sources.

    Global Clientele

    Utiba today has a clientele that consists of MNO’s, Bank’s, Government Bodies, and International Remittance agencies spread across more than 15 countries.
    Utiba has partnered with it’s clients in creating many pioneering and award winning services in diverse geographies and markets.
    A snapshot view of Utiba’s growing list of clients all across the world:

  • Globe Telecom, Philippines
  • True, Thailand
  • Airtel, India
  • mService, Vietnam
  • Maxis, Malaysia
  • Axisworld, Indonesia
  • MTN Dialog, Sri Lanka
  • Telma, Madagascar
  • Mobifone, Vietnam
  • Shyam, India
  • Hutch, Sri Lanka
  • SmartTV, India
  • Mobilink, Pakistan
  • UGen, Srilanka
  • Telcel, Mexico
  • Movistar, Chile
  • Emtel, Mauritius
  • SingTel Mobile, Singapore
  • Indosat, Indonesia
  • Optus, Australia
  • BSNL, India
  • Telkomsel, Indonesia
  • Citycell, Bangladesh
  • Taiwan Cellular, Taiwan
  • BMobile, Bhutan
  • CSL, Hongkong




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